Saturday, 23rd November 2024
For general information on running a profitable practice visit our Practice Management page. For information targeted at financial issues:
The Australian Tax Office has general information pages for Individuals and for Businesses, as well as calculators.
They have pages for legal practitioners dealing with your own obligations.
In Foolkit's humble opinion, a little bit of knowledge is a dangerous thing in the tax area. Seek expert advice. This is why there is nothing on this page about Service Trusts, Incorporated Practice.
All articles from Canadian Bar Association unless noted otherwise.
Please give us feedback about your experiences using Foolkit and ideas for improvements.
Articles on more traditional legal pricing:
Canadian Bar Association Collection on Outsourcing has articles on how law firms in NOrth America and Europe are dealing with this.
*From Prince OMC advisory group
Fido, published by ASIC, has a lot of independent advice on a wide range of Financial Planning Topics.
Altman Weil have a series of articles on Law Firm Valuation..
"The exercise of valuing a law firm is more art than science, and a universally accepted approach to law firm valuation does not exist. The appropriate valuation methodology to use depends upon the objective of the valuation."
They discuss a range of situations and methods that can be used.
Business is the art of extracting money from another man’s pocket without resorting to violence
As listed by SlawTips
Money is better than poverty, if only for financial reasons.
As listed by Slaw Tips
Web: http://www.11stjames.net.au
Address: 169 Phillip Street, Sydney NSW 2000
Phone: (02) 8226 2300
Fax: (02) 8226 2399
Email: Sarah.wiles@stjames.net.au
Courier: DX 676
Web: http://www.12thfloor.com.au
Address: 3 / 174 Phillip Street, Sydney NSW 2000
Address: 12 / 180 Phillip Street, Sydney NSW 2000
Address: 5/233 Macquarie Street, Sydney NSW 2000
Phone: (02) 9232 4016
Fax: (02) 9223 3710
Email: brymer@12thfloor.com.au
Courier: DX 378
Web: 13stjames.net.au/
Address: 169 Phillip Street, Sydney NSW 2000
Phone: (02) 9335 3000
Fax: (02) 9335 3099
Email: clerk.13@stjames.net.au
Courier: DX 266
Address: 174 Phillip Street, Sydney NSW 2000
Phone: (02) 9223 4010
Fax: (02) 9223 4032
Email: clerk3@selbornechambers.com.au
Courier: DX 360
Web: http://www.4wentworth.com.au
Address: 180 Phillip Street, Sydney NSW 2000
Phone: (02) 9232 2722
Fax: (02) 9223 3960
Email: lferguson@4wentworth.com.au
Courier: DX 393
Web: http://53mpc.com
Address: 9/53 Martin Place, Sydney NSW 2000
Phone: (02) 8246 9011
Fax: (02) 8246 9012
Courier: DX 953
Web: http://www.5wentworth.com.au
Address: 180 Phillip Street, Sydney NSW 2000
Phone: (02) 8815 9111
Fax: (02) 9232 8995
Email: chambers.manager@5wentworth.com.au
Courier: DX 384
Web: www.7thfloor.com.au
Address: 169 Phillip Street, Sydney NSW 2000
Phone: (02) 9236 8600
Fax: (02) 9221 8686
Email: mashford@stjames.net.au
Courier: DX 328
Web: http://www.sixstjameshall.com.au
Address: 169 Phillip Street, Sydney NSW 2000
Phone: (02) 9236 8600
Fax: (02) 9221 8686
Email: mashford@stjames.net.au
Courier: DX 328
Web: www.7thfloor.com.au
Address: 7th floor, 174 Phillip Street, Sydney NSW 2000
Phone: (02) 9232 6546
Fax: (02) 9221 5386
Email: ntiffen@selbornechambers.com.au
Courier: DX 7000 Sydney
Web: http://www.8garfieldbarwick.net.au
Address: 53 Martin Place, Sydney NSW 2000
Phone: (02) 8239 3200
Fax: (02) 9235 1122
Email: sramsay@chambers.net.au
Courier: DX 735
Web: http://www.eightselborne.com.au
Address: 8/174 Phillip Street, Sydney NSW 2000
10/170 Phillip Street, Sydney NSW 2000
Phone: (02) 9232 4724
Fax: (02) 9232 7740
Email: sflynn@eightselborne.com.au
Courier: DX 395
Web: www.8wentworth.com.au/
Address: 180 Phillip Street, Sydney NSW 2000
Phone: (02) 9232 7967
Fax: (02) 9233 7416
Email: mwilcox@8wentworth.com.au
Courier: DX 397
Web: http://www.adaevanschambers.com
Address: Suite 105, 1/370 Pitt St, Sydney NSW 2000
Phone: (02) 9283 6230
Fax: (02) 9283 6231
Email: clerk@adaevanschambers.com
Address: Level 1/11 George St, Parramatta NSW 2150
Phone: (02) 9891 4666
Fax: (02) 9689 3663
Email: clerk@apchambers.com.au
Courier: DX 28501
Web: http://www.banco.net.au
Address: 5/65 Martin Place, Sydney NSW 2000
Address: 9/2 Chifley Square, Sydney NSW 2000
Phone: (02) 8239 0200
Fax: (02) 9210 0521
Email: clerk@banco.net.au
Courier: DX 292
Address: 12 / AMP Building, 1 Hobart Place, Canberra ACT 2601
Phone: (02) 6247 5040
Fax: (02) 6249 1760
Email: lodding@blackburnchambers.com.au
Courier: DX 5654
Web: http://www.blackstone.com.au
Address: Level 62 MLC Centre, 19-29 Martin Place, Sydney NSW 2000
Phone: (02) 9220 9800
Fax: (02) 9233 4209
Email: clerk@blackstone.com.au
Courier: DX 1280
Address: 13 / 175 Liverpool St, Sydney NSW 2000
Phone: (02) 9268 3111
Fax: (02) 9268 3168
Email: colin_longhurst@agd.nsw.gov.au
Courier: DX 11545
Web: http://www.chalfont.com.au
Address: 9 / 67 Castlereagh St, Sydney NSW 2000
Phone: (02) 9232 4534
Fax: (02) 9221 5335
Courier: DX 350
Address: Level 29 Chifley Tower, 2 Chifley Square, Sydney NSW 2000
Courier: DX 4505
Address: 5/40 Little St, Coffs Harbour NSW 2450
Phone: (02) 6652 8955
Fax: (02) 6652 4506
Email: kroser@optusnet.com.au
Courier: DX 7572
Address: Crimlaw House, Level 2, 154 Marsden Street, Parramatta NSW 2150
Phone: (02) 9685 0900
Fax: (02) 9635 8308
Email: clerk@crimlawchambers.com.au
Courier: DX 8262
Address: 3/101 Queen St, Campbelltown NSW 2560
Phone: (02) 4629 2811
Fax: (02) 4629 2800
Courier: DX 5125
Address: 130 Brisbane St, Dubbo NSW 2830
Phone: (02) 6881 3321
Fax: (02) 6884 9401
Email: rhyman@odpp.nsw.gov.au
Courier: DX 4019
Address: 2/107-109 Mann St, Gosford NSW 2250
Phone: (02) 4323 2655
Fax: (02) 4323 1471
Email: KBrummell@odpp.nsw.gov.au
Courier: DX 7221
Address: Level 2/101 Molesworth St, Lismore NSW 2480
Phone: (02) 6627 2222
Fax: (02) 6621 2407
Courier: DX 7707
Address: 3/146 Marsden St, Parramatta NSW 2150
Phone: (02) 9891 9800
Fax: (02) 9891 9866
Email: mfrost@odpp.nsw.gov.au
Courier: DX 8210
Address: 2/295 High St, Penrith NSW 2750
Phone: (02) 4721 6100
Fax: (02) 4721 4149
Email: GEdwards@odpp.nsw.gov.au
Courier: DX 8022
Address: Level 15, 175 Liverpool St, Sydney NSW 2000
Phone: (02) 9285 2545
Fax: (02) 9261 1485
Email: dcarney@odpp.nsw.gov.au
Courier: DX 11525
Address: Level 2, 166 Keira Street, Wollongong NSW 2500
Phone: (02) 4224 7111
Fax: (02) 4224 7100
Courier: DX 27833
Address: 1/51-55 Bolton St, Newcastle NSW 2300
Phone: (02) 4929 4399
Fax: (02) 4926 2119
Email: rarmstrong@odpp.nsw.gov.au
Courier: DX 7867
Web: http://www.culwulla.com.au
Address: 11 / 67 Castlereagh St, Sydney NSW 2000
Phone: (02) 9231 4611
Fax: (02) 9233 4618
Email: clerk@culwulla.com.au
Courier: DX 295
Address: 66-68 Goulburn Street, Sydney NSW 2000
Phone: (02) 9321 1100
Fax: (02) 9264 8241
Courier: DX 11497
Address: 4 / 332 Pitt St , Sydney NSW 2000
Phone: (02) 9283 2228
Fax: (02) 9283 2228
Web: http://www.denmanchambers.com.au
Address: 7/185 Elizabeth Street, Sydney NSW 2000
Phone: (02) 9264 6899
Fax: (02) 9264 5541
Email: michelle@denmanchambers.com.au
Courier: DX 185
Address: Level 15, 175 Liverpool St, Sydney NSW 2000
Phone: (02) 9285 2564
Fax: (02) 9285 8601
Email: sstone@odpp.nsw.gov.au
Courier: DX 11525
Address: 23 Brisbane Street, East Sydney NSW 2010
Phone: (02) 9321 5900
Fax: (02) 9267 1543
Courier: DX 11511
Web: www.ebc44.com/
Address: Level 44 MLC Centre / Martin Place, Sydney NSW 2000
Phone: (02) 9220 6100
Fax: (02) 9232 3949
Email: clerk@ebc44.com
Courier: DX 736
Address: 225 Macquarie St, Sydney NSW 2000
Phone: (02) 9235 3033
Fax: (02) 9223 3515
www.windeyer8.com.au
Email: clerk8@windeyerchambers.com.au
Courier: DX 650
Address: Level 5/235 Macquarie Street, Sydney NSW 2008
Courier: DX 377
Web: http://www.elevenwentworth.com.au
Address: 174 Phillip St, Sydney NSW 2000
Phone: (02) 9232 7609
Fax: (02) 9232 7626
Email:
geoffpike@wentworthchambers.com.au
Courier: DX 377
Web: http://www.11gbc.chambers.net.au
Address: Level 11, 53 Martin Place, Sydney NSW 2000
Phone: (02) 8815 9301
Fax: (02) 8815 9303
Email: clerk.11@chambers.net.au
Courier: DX 735
Web: www.elizabethstreetchambers.com.au/
Address: 16 / 179 Elizabeth St, Sydney NSW 2000
Phone: (02) 9336 5399
Fax: (02) 9336 5353
Email: clerk@estc.net.au
Courier: DX 102
Web: http://www.familylawchambers.com.au
Address: Level 1, 91 Goulburn Street, Sydney NSW 2000
Phone: (02) 8218 3000
Fax: (02) 8218 3001
Email: clerk@familylawchambers.com.au
Courier: DX 11666
Web: http://www.15wardell.com.au
Address: 39 Martin Place, Sydney NSW 2000
Phone: (02) 9232 5255
Fax: (02) 9235 3931
Email: karen.cook@15wardell.com.au
Courier: DX 379
Web: http://www.fifthfloor.com.au
Address: 174 Phillip St, Sydney NSW 2000
Phone: (02) 9235 1155
Fax: (02) 9235 2342
Email: clerk5@selbornechambers.com.au
Courier: DX 341
Address: 169 Phillip St, Sydney NSW 2000
Phone: (02) 8257 2500
Fax: (02) 9221 8387
Email: pauldaley@wentworthchambers.com.au
Courier: DX 181
Address: 11 / 185 Elizabeth St, Sydney NSW 2000
Phone: (02) 9390 7777
Fax: (02) 9261 4600
Email: cdarne@forbeschambers.com.au
Courier: DX 453
Web: http://www.fourstjames.com.au
Address: 169-171 Phillip Street, Sydney NSW 2000
Phone: (02) 9237 0500
Fax: (02) 9237 0505
Email: clerk.4@stjames.net.au
Courier: DX 330
Web: http://www.4selborne.com.au
Address: 174 Phillip St, Sydney NSW 2000
Phone: (02) 9231 4988
Fax: (02) 9233 6469
Email: nryan@4selborne.com.au
Courier: DX 531
Web: http://www.fjc.net.au
Address: G / 53 Martin Place, Sydney NSW 2000
Phone: (02) 9229 7333
Fax: (02) 9221 6944
Email: gillard@fjc.net.au
Courier: DX 450
Web: http://www.wentworthchambers.com.au
Address: 180 Phillip St, Sydney NSW 2000
Phone: (02) 9230 3200
Fax: (02) 9232 8435
Email: angelan@wentworthchambers.com.au
Courier: DX 449
Address: 6 / 82 Elizabeth St, Sydney NSW 2000
Phone: (02) 9223 3633
Fax: (02) 9232 1124
Email: clerk@hbhiggins.com.au
Courier: DX 190
Address: Suite 3, 162 Crown Street, Wollongong NSW 2500
Phone: (02) 4228 8977
Fax: (02) 4226 3947
Email: mary@hargravechambers.com.au
Courier: DX 5172
Web: http://www.henryparkes.com.au
Address: 10 / 299 Elizabeth St, Sydney NSW 2000
Phone: (02) 9264 6665
Fax: (02) 9264 6667
Email: markdalley@henryparkes.com.au
Courier: DX 423
Web: http://www.henryparkes.com.au
Address: 1 Hobart Place, Canberra ACT 2601
Phone: (02) 6245 5500
Fax: (02) 6257 3399
Courier: DX 5604
Web: http://www.hunterstreetchambers.com.au
Address: Level 1, 55 - 57 Hunter Street, Newcastle
Phone: (02) 4032 4511
Email: admin@hunterstreetchambers.com.au
Address: Level 2, 150-152 Elizabeth Street, Sydney NSW 2000
Phone: (02) 9264 0717
Web: http://www.jackshand.com.au
Address: 55 MLC Centre, 19-29 Martin Place, Sydney NSW 2000
Phone: (02) 9233 7711
Fax: (02) 9232 8975
Email: clerk@jackshand.com.au
Courier: DX 171
Web: http://www.jackshand.com.au
Address: 22 Church Street, Newcastle NSW 2300
Courier: DX 7878
Web: www.johnhopechambers.com.au
Address: apparently Crazy Domains if you believe their website
Courier:
Web: www.lacmac.com.au/
Address: 16 George St, Parramatta NSW 2150
Phone: (02) 9635 1000
Fax: (02) 9891 1989
Email: clerk@lacmac.com.au
Courier: DX 28500
Web: http://www.lathamchambers.com.au
Address: 8 / 67 Castlereagh St, Sydney NSW 2000
Phone: (02) 9221 1755
Fax: (02) 9223 5690
Email: frandon@lathamchambers.com.au
Courier: DX 387
Web: http://www.ninewentworth.com.au
Address Wentworth: Level 9, 180 Phillip Street, Sydney NSW 2000
Address Beanbah: Level 7, 235 Macquarie Street, Sydney NSW 2000
Phone: (02) 8815 9200
Fax: (02) 9233 4464
Email: clerk@ninewentworth.com.au
Courier: DX 373
Web: http://www.level22.com.au
Level 22, 52 Martin Place, Sydney NSW 2000
Phone: (02) 9151 2222
Fax: (02) 9335 3500
Email: clerk@level22.com.au
Courier: DX 373
Web: http://www.lathamchambers.com.au
Address: Level 7, 110 Hunter Street, Newcastle NSW 2300
Courier: DX 7838
Web: http://www.lismorechambers.com.au
Address: 32 Molesworth St, Lismore NSW 2480
Phone: (02) 6622 1139
Fax: (02) 6621 2499
Email: clerk@Lismorechambers.com.au
Courier: DX 7744
Web: http://www.mheraghty.com.au/
Address: 3/233 Macquarie St, Sydney NSW 2000
Email:michael@mheraghty.com.au
Courier: DX 449
Web: http://www.lyuslegal.com
Address: The Trust Building, Suite 707, Level 7, 155 King Street, Sydney NSW 2000
Phone: (02) 8998 8448
Email: belindalyus@clerks.net.au
Address: 20 Hign Street, Manly NSW 2095
Phone: (02) 9976 0088
Fax: (02) 9976 0088
Email: no.1barrister@bigpond.com
Web: http://www.marburychambers.com.au
Address: 479/311 Castlereagh Street, Sydney NSW 2000
Phone: (02) 9024 9550
Fax: (02) 9024 9501
Email: clerk@marburychambers.com.au
Courier: DX 11496
Address: 6th Floor, 65 Martin Place, Sydney NSW 2000
Phone: (02) 8227 9600
Fax: (02) 8227 9699
Email: kearns@mpchambers.net.au
Courier: DX 130
Web: http://www.mauricebyers.com
Address: Level 60 MLC Centre, 19-29 Martin Place, Sydney NSW 2000
Phone: (02) 8233 0300
Fax: (02) 8233 0333
Email: clerk@mauricebyers.com
Courier: DX 1070
Web: http://www.medarb.com
Address: 6th Floor, 67 Castlereagh Street, Sydney NSW 2000
Phone: (02) 9232 4000
Fax: (02) 9232 9999
Courier: DX 99
Address: 126 Phillip Street, Sydney NSW 2000
Phone: (02) 8224 3080
Fax: (02) 9233 1850
Email: belshaw@newchambers.com.au
www.newchambers.com.au
Address: 38 Church Street, Newcastle NSW 2300
Phone: (02) 4929 6788
Fax: (02) 4929 5524
Email: csheather@newcastlechambers.com.au
Courier: DX 7878
Address: 9 / 169 Phillip St, Sydney NSW 2000
Phone: (02) 9930 7900
Fax: (02) 9223 2177
Email: s.worth@nigelbowen.com.au
Courier: DX 148
Web: http://www.9selborne.com.au
Address: 174 Phillip St, Sydney NSW 2000
Phone: (02) 9233 5188
Fax: (02) 9233 1137
Email: swalker@selbornechambers.com.au
Courier: DX 376
Web: http://www.9windeyer.com.au
Address: 225 Macquarie St, Sydney NSW 2000
Phone: (02) 9232 2533
Fax: (02) 9232 2884
Email: clerk9@windeyerchambers.com.au
Courier: DX 215
Web: www.davidimlahbarrister.com/
Phone: 0402 451 603
Address: AMP Centre, 50 Bridge Street, Sydney NSW 2000
Phone: (02) 9321 3333
Fax: (02) 9232 4796
Address: Level 1 Colonial Arcade, Port Macquarie NSW 2444
Phone: (02) 6584 6079
Fax: (02) 6583 8468
Web: http://www.qsc.com.au
Address: 1 / 235 Macquarie St, Sydney NSW 2000
Phone: (02) 9232 4671
Fax: (02) 9221 4951
Email: mwilson@qsc.com.au
Courier: DX 247
Web: http://www.samuelgriffithchambers.com.au
Address: Level 30 Civic Tower, 66 Goulburn St, Sydney NSW 2000
Phone: (02) 9267 4955
Fax: (02) 9267 4964
Email: clerk@sgchambers.com.au
Courier: DX 11533
Web: http://www.2selborne.com.au
Address: 174 Phillip St, Sydney NSW 2000
Phone: (02) 9233 6400
Fax: (02) 9231 3320
Email: mgleeson@selbornechambers.com.au
Courier: DX 1231
Address: 180 Phillip St, Sydney NSW 2000
Phone: (02) 9232 4466
Fax: (02) 9223 4204
Email: clerk2@wentworthchambers.com.au
Courier: DX 400
Web: http://www.sevenwentworth.com.au
Address: 180 Phillip St, Sydney NSW 2000
Phone: (02) 8224 3000
Fax: (02) 99233 1849
Email: laughlin@sevenwentworth.com.au
Courier: DX 399
Web: www.7gbc.com.au
Address: 53 Martin Place, Sydney NSW 2000
Phone: (02) 9224 5600
Fax: (02) 9223 3915
Email: mark.grace@7gbc.com.au
Courier: DX 735
Web: Address: www.sevenwindeyer.com.au
225 Macquarie St, Sydney NSW 2000
Phone: (02) 9232 2944
Fax: (02) 9223 1262
Email: clerk7@windeyerchambers.com.au
Courier: DX 901
Web: http://www.sirjamesmartin.com
Address: 31 / 52 Martin Place, Sydney NSW 2000
Phone: (02) 9223 8088
Fax: (02) 9223 3989
Email: clerk@sirjamesmartin.com
Courier: DX 548
Web: http://www.sirowendixon.com.au
Address: 14 / 179 Elizabeth St, Sydney NSW 2000
Phone: (02) 9373 7400
Fax: (02) 9373 7422
Email: ianirvine@sirowendixon.com.au
Courier: DX 343
Web: http://www.16wardell.com.au
Address: 16 / 39 Martin Place, Sydney NSW 2000
Phone: (02) 9231 3133
Fax: (02) 9233 4164
Email: clerk@16wardell.com.au
Courier: DX 379
Web: http://www.sixthfloor.com.au
Address: 174 Phillip St, Sydney NSW 2000
Phone: (02) 9221 5664
Fax: (02) 9232 1069
Email: lstewart@sixthfloor.com.au
Courier: DX 382
Address: 225 Macquarie St, Sydney NSW 2000
Phone: (02) 9235 3100
Fax: (02) 9223 3929
Email: clerk6@windeyerchambers.com.au
Courier: DX 854
Web: http://www.statechambers.net
Address: 36 / 52 Martin Place, Sydney NSW 2000
Phone: (02) 9223 1522
Fax: (02) 9223 7646
Email: clerk@statechambers.net
Courier: DX 410
Address: Mezzanine / 281 Elizabeth St, Sydney NSW 2000
Phone: (02)9264 2677
Fax: (02) 9264 2654
Courier: DX 11507
Web: http://www.tenthfloor.org
Address: 174-180 Phillip St, Sydney NSW 2000
Phone: (02) 9232 4609
Fax: (02) 9221 3724
Email: strathdee@tenthfloor.org
Courier: DX 375
Web: http://www.tenstjames.com.au
Address: 169 Phillip St, Sydney NSW 2000
Phone: (02) 9224 1599
Fax: (02) 9235 1042
Email: clerk.10@stjames.net.au
Courier: DX 270
Address: 67 Castlereagh Street, Sydney NSW 2000
Phone: (02) 9233 1322
Fax: (02) 9232 2322
Courier: DX 437
Address: 169 Phillip St, Sydney NSW 2000
Phone: (02) 9223 9611
Fax: (02) 9223 9699
Email: clerk@3sjh.com.au
Courier: DX 822
Web: http://www.3wentworth.com.au
Address: 180 Phillip St, Sydney NSW 2000
Phone: (02) 9232 3937
Fax: (02) 9223 3941
Email: clerk3@wentworthchambers.com.au
Courier: DX 392
Web: http://www.13wentworthselbornechambers.com.au
Address: 174-180 Phillip St, Sydney NSW 2000
Phone: (02) 9232 7750
Fax: (02) 9232 4071
Email: paulwalker@selbornechambers.com.au
Courier: DX 386
Web: http://www.trustchambers.com.au
Address: 10 / 287 Elizabeth St, Sydney NSW 2000
Phone: (02) 9264 9444
Fax: (02) 9264 9449
Email: clerk@trustchambers.com.au
Courier: DX 11523
Address: Level 19, 65 Martin Place, Sydney NSW 2000
Phone: (02) 8227 4400
Fax: (02) 8227 4444
Email: read.m@universitychambers.com.au
Courier: DX 509
Address: 71 Victoria Street, Potts Point NSW 2011
Phone: (02) 9223 6296
Fax: (02) 9223 6296
Web: http://www.waratahchambers.com.au
Address: Level 5, 130 Elizabeth Street, Sydney NSW 2000
Phone: (02) 9264 8444
Fax: (02) 9264 8944
Email: clerk@waratahchambers.com.au
Courier: DX 11560
Web: www.williamdeanechambers.com
Address: Level 3 / 167 Phillip St, Sydney NSW 2000
Phone: (02) 9231 0077
Fax: (02) 9235 1492
Email: megan@williamdeanechambers.com.au
Courier: DX 1300
Address: 119 Byng Street, Orange NSW 2800
Phone: (02) 6361 7959
Fax: (02) 6361 7921
Email: woc@bigpond.net.au
Courier: DX 3006
The law with respect to Trust Accounts is to be found in part 3.3 of each of the Legal Profession Act and the Legal Profession Regulations.
Trust Accounts Department
The Law Society of NSW
170 Phillip St
Sydney NSW 2000
DX 362 Sydney
Telephone: (02) 9926 0337
Fax: (02) 9223 3602
Email: tad@lawsociety.com.au
How Much Can I Borrow? Calculator How Much Can I Borrow? Calculator
This calculator provides an estimate of the maximum you can borrow, taking into account your monthly income and expenditure and current interest rates. This calculator also builds in a buffer for interest rate rises.
Income and Expenditure Worksheet
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This simulator allows you to analyse the choice of a fixed or variable rate by modeling changes in the variable interest rate and comparing the amount repaid during the period and the outstanding loan balance at the end of the period.
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Loan Repayment Calculator - Work out what your minimum weekly, fortnightly or monthly loan repayments would be for any borrowed amount.
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Principal & Interest Calculator - Work out what portion of each monthly repayment is principal and what portion is interest.
Lenders Mortgage Insurance Estimator
In nearly all cases, if you borrow more than 80 per cent of what the lender considers to be the value of the property they will ask you to pay their mortgage insurance. This handy estimator determines how much this is likely to cost you.
Home Cost Estimator
This calculator allows you to estimate the total cost of purchasing a property including all those nasty hidden costs.
Rent vs Buy
This tool allows you to compare your estimated financial position after seven years of renting with your estimated financial position after seven years of home loan repayments.
Buy Then Sell or Sell Then Buy
This estimator provides an indication of the costs you will face depending on the order in which you sell your old home and buy your new one.
Relocation Timeline
This calculator takes your specific moving details and produces a customized timeline. This can then be printed out in the form of a checklist to tick off tasks as they are completed.
Can I Afford An Investment Property?
This tool provides an estimate of how much an investment property will cost. It combines the cash operating revenue and the cash operating expenses with the change in the amount of income tax paid to measure the net change in the investors income due to the investment property.
Search & Compare Savings Accounts and Term Deposits
Small Business Loans
Small Business Calculator
Compare credit cards - The small business calculator that lets you enter set-up costs and running costs to establish a comprehensive business financial summary.
Debentures comparison page
Compare Homeloans
Transaction Accounts
Personal Loans
Small Business Loans
Business At Call Accounts
Business Credit Cards
Business Term Deposits
Margin Lending Calculator - Gearing Simulator
Margin Lending Calculator - Stock Lookup
Find and compare brokers
Budget Planner - Try our Budget Planner. Enter your annual income and expenses to assess your financial position.
Statement of financial position. Check your financial position and overall financial capacity.
Retirement planner
Could your super and the age pension be enough to give you the income you would like to have when you retire? Ask the FIDO retirement planner to crunch the numbers and show you.
Account-based pension calculatorAccount-based pension calculator
An account-based pension or annuity is one of the products you can buy with your super when you retire. Account based pensions are also known as allocated pensions.
Superannuation calculator
Works out how much super you'll have when you retire and how fees affect your final payout.
Reverse mortgage calculator Reverse mortgage calculator
See how your reverse mortgage debt builds up and may affect how much of your home you still own as time goes by.
Rates
Income tax
Individual income tax rates - Shows the percentage of tax payable for each income bracket, for individual Australian taxpayers, for the financial year 2009-10 and 2010-11.
Individual income tax rates for prior years - Shows the percentage of tax payable for each income bracket, for individual Australian taxpayers, for prior financial years.
PAYG withholding
Students and graduates
Calculators
Income tax
International
Families
Medical
PAYG withholding
Payments
Seniors
Students and graduates
Superannuation
Work related expenses
Other calculators
Other tools
Car Insurance Guide (MoneySmart)
Health Insurance Guide (MoneySmart)
Home & Contents Insurance Guide (MoneySmart)
Life Insurance Guide (MoneySmart)
Travel Insurance Guide (MoneySmart)
